On those ships that tend to sit more than other, is my insurance going to be used up at the same rate, or will it be for like only played (actual time in the ship), or maybe even something totally different?asked by Jester

The ship insurance goes by in game time. So we don't... like if we say it's three months of time on your insurance, or six months, or a year on your insurance... that is game time, not play time. So if you play the game for a day and then don't come back for six months your insurance won't have run out, basically. It's basically all the things that happen in the universe are in the time of the game.It's not like real life time, it is real time in the universe. So if you're playing and you're not flying one of your ships and you've gone through three or four months of game time, then yes, you would have to keep up the insurance on them, just like you would in the real world.