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Lifetime insurance, or any insurance that comes on a standard base hull, only covers the default equipment. What happens when people want to upgrade their weapons and whatnot? Will they have to purchase another policy?

TL;DRFurther down the line, they plan different policies, such as high-risk or contents coverage, matched to playstyles at appropriate cost, while lifetime insurance stays the default base coverage.

Will MaidenSenior Systems Designer, Foundry 42 UK

Further down the line, yes. Policies are what we're going to be keeping an eye on. Lifetime insurance will be your default that you will have and you won't need to. Don't worry about it. It can go flying and I've got a base level of coverage. We're going to be looking at high risk insurance, the people who are bounty hunters and those kind of people who are like, I'm going to get into fights. I need an insurance policy that's going to cover this stuff. So it's like, if you are within this bracket, if you've got a certain bounty hunter reputation, certain policies are going to open up for you. If you're a trader and it's like, I am avoiding every fight. I don't want to have to pay any kind of insurance if I don't have to, but sometimes I'm going to run foul of pirates. Like I want an insurance for someone like me who's not looking for a fight, but sometimes trouble finds me. Can I have an insurance policy that's going to protect the way I play? So we're going to be starting to come up with policies that reward the way that those kind of players want to play, but at the right financial cost for them. If you want to be a high risk player, you're going to have to pay for it because that's the way you want to play. Things like contents insurance are things that we're going to add to some policies but not to others so that if you lose some or all of your cargo hold, it gets stolen or it gets destroyed, you can see some return on that, but maybe you don't want contents insurance for a different way of playing.

Happy Hour›Interview - Game Systems in 3.0·
Published on this date.14 Jul 2017
EpisodeEconomyReputation