Will the insurance premium go up the more you lose your ship?asked by Professor

So that's a pretty good question. We haven't fully balanced that sort of stuff yet. We've had discussions about, obviously, if someone's constantly losing their ship or doing dumb things like ramming into other people, then there should be a penalty, because that would happen in the real world. And you don't want to encourage bad behavior. You just don't want to punish someone for being unlucky and getting attacked by, whether it's NPCs or players, it's still you've lost your ship, right? So we still have to balance that. But I would say that the general idea is if there is sort of a sniff of something like insurance fraud or sort of bad behavior, then maybe the insurance premium would go up to dissuade you from doing things like using your ship as a weapon in dogfighting. But not fully decided. That will be a balance thing that we'll tune as we go along.